RHB GLOBAL MULTI MANAGER FUND

Overview

Objective

The Fund's investment objective is to provide investors with long-term growth of capital with reduced levels of risk through a highly diversified international growth and income portfolio based on a global multi manager approach.

Initial Offer Period commencing 23rd August to 12th Sept 2007 at RM0.50 per unit.
Financial Year End: 31st July
Distribution Policy: Incidental, if any, at the end of the financial year.

Investor Profile

Suitable for investors:

• with a moderate risk profile
• looking at investing in a globally well diversified portfolio.

Strategy

The Fund is a Fund-of-funds where at least 95% of the Fund's NAV will be invested in other collective investment schemes and up to 5% in liquid assets.

The Manager will decide on the asset allocation and appropriate Target Funds to invest in to build a well-diversified portfolio of funds. The Fund will invest in collective investment schemes in a range of asset classes i.e. equities, fixed income securities and money market instruments.

The Fund will be invested in a minimum of five (5) collective investment schemes at all times, with a maximum exposure of 30% of the Fund's NAV in any one (1) collective investment scheme.

Asset Allocation:

• 95% - 100% in other Collective Investment Schemes;
• 0% - 5% in cash or cash equivalent.

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.8%
Management Expense Ratio (MER)	0.95%

Transactions (Minimum)
Investment	Initial: RM1,000 Additional: RM100
Regular Investment	Initial: RM1,000 Additional: RM100
Account Balance	2,000 units
Switching	1,000 units

Investment Return

Investment Return as at 2012-02-02
3 Month Return	2.63%
6 Month Return	-1.24%
1 Year Return	-1.34%
3 Year Return	32.84%
5 Year Return
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB GLOBAL THEMES FUND

Overview

Objective

To provide investors with long-term growth of capital through a diversified international portfolio investing in marketable securities, primarily equity securities, including common stocks, preferred stocks, warrants and debt securities convertible into common stocks.

Initial Offer Period from 5th - 25th Jan 2007 at RM0.50 per unit.

Financial Year End: December 31
Distribution Policy: Incidental, if any, at the end of the financial year.

Investor Profile

Suitable for investors with a moderate risk profile.

Strategy

The Fund will invest principally in the DWS Global Themes Equity Fund.

When the investment in the DWS Global Themes Equity Fund (a fund domiciled in Singapore which had been launched on 24 July 2006 and which invests globally in equities) does not meet the objectives of the Fund, the Manager may choose to replace it with other collective scheme with similar objectives, subject to the approval from SC (Securities Commission).

Asset allocation:

• 95% - 99% of the NAV of the Fund in DWS Global Themes Equity Fund.
• Minimum 1% of the NAV of the Fund in cash or cash equivalent.

Fees & Transactions

Fees & Charges
Sales Charge	5.25%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.8%
Management Expense Ratio (MER)	1.18%

Transactions (Minimum)
Investment	Initial: RM2,000 Additional: RM100
Regular Investment	Initial: RM2,000 Additional: RM100
Account Balance	100 units
Switching	100 units

Investment Return

Investment Return as at 2012-02-02
3 Month Return	3.08%
6 Month Return	-2.31%
1 Year Return	-10.11%
3 Year Return	31.79%
5 Year Return	-32.56%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB DIVIDEND VALUED EQUITY FUND

Overview

Objective

The aim of the Fund is to provide total returns primarily through investment in equity and equity-related securities of companies which offer attractive yields and sustainable dividend payments.

Financial Year End: May 31.
Distribution policy: Annually, if any, during the financial year.

Investor Profile

Suitable for investors who want capital growth as well as income and are willing to accept short term fluctuations in capital values.

Strategy

The Investment Manager will invest in companies that offer higher expected dividend yields compared to other companies in the market and whose cash-flow generated by business and management activities are expected to support such dividend payments. The Investment Manager therefore seeks to identify and invest in companies that focus on shareholder value in the form of sustainable dividend returns combined with the prospect for capital growth.

The Fund will invest abroad (up to 70% of its NAV) in equity and equity-related securities issued by companies in the Asia region and listed on established stock exchange in Asia. Such countries include Singapore, Thailand, Indonesia, Philippines, Hong Kong, Korea and Taiwan. The Fund may, if it deems fit and subject to SC's approval, invest in countries such as China and India or within other regions, e.g. Australia.

The asset allocation is as follows, and it will be reviewed from time to time depending on the judgement of the Investment Manager as to the general market and economic conditions:-

• Equity and equity-related securities: 70% - 98%
• Fixed income securities/cash: 2% - 30%

Fees & Transactions

Fees & Charges
Sales Charge	5.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	2.1%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM10
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-02
3 Month Return	2.50%
6 Month Return	-10.34%
1 Year Return	-21.36%
3 Year Return	22.63%
5 Year Return	-11.96%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB MALAYSIA DIVA FUND

Overview

Objective

To attain high capital growth by investing in stocks and sectors which are undervalued and have good potential of recovery for long term capital gain.

Financial Year End: March 31
Distribution policy: Annually, if any, during the financial year.

This Fund was formerly known as RHB Malaysia Recovery Fund.

Investor Profile

Suitable for investors with long term horizon and a tolerance for risk and fluctuations in investment value.

Strategy

The main objective of the Investment Policy is to implement a plan of action to achieve the highest probability of investment return from the Fund's portfolios of securities. The Investment Policy takes into consideration the direct correlation between risk and return for any investment alternative.

Asset Allocation:

• 75% - 95% in Equity Investments.
• 5% - 25% in Fixed Income Securities / Cash.

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.98%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: N/A Additional: N/A
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	8.16%
6 Month Return	1.04%
1 Year Return	-4.55%
3 Year Return	46.56%
5 Year Return	13.97%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB GOLDEN LIFE 2030

Overview

Objective

To provide investors planning to retire in the year 2030, a wealth accumulation vehicle for meeting their financial needs upon retirement.

As the year 2030 approaches, this portfolio will increasingly resemble GL Today. GL 2030 will on its maturity date be automatically terminated and merged into GL Today.

Financial Year End: February 28.
Distribution policy: Incidental, if any, at the end of the financial year.

Investor Profile

Suitable for investors who are planning to retire around the year 2030.

Strategy

The GL 2030 will invest in Malaysian equities and fixed income securities in accordance with an asset allocation that will become increasingly conservative as the year 2030 approaches.

The asset allocation for each asset class is as follows: -

• 0% - 30% Investments in fixed income securities.
• 70% - 100% Investments in securities of companies that have high growth potential.

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	2.2%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: N/A Additional: N/A
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	9.27%
6 Month Return	0.98%
1 Year Return	-3.54%
3 Year Return	70.11%
5 Year Return	77.87%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.