RHB BOND FUND

Overview

Objective

To provide investor with higher than average income returns compared to fixed deposits over the medium to long term through investments in bonds and other fixed income securities with minimum risk to capital invested.

Financial Year End: September 30
Distribution policy: Annually, if any, during the financial year.

Investor Profile

Suitable for investors who:-

• are risk adverse;
• want to protect the purchasing power of their wealth against inflation
• want to enjoy a relatively more predictable income on a yearly basis
• want to diversify their overall investment portfolio by including bonds as an asset class.

Strategy

The Fund will invest in quality fixed income securities which carry a minimum long term credit rating of approved investment grades assigned by RAM or its equivalent. The Fund will be managed to achieve adequate diversification with portfolio duration of 3 to 4 years.
The Investment Manager may also take temporary defensive measures that may be inconsistent with the Fund's principal strategy in attempting to respond to adverse market conditions, economics, political or any other conditions which the Investment Manager deem detrimental to the Fund.
Asset Allocation:

• Fixed Income Securities / Cash: 70% - 95%
• Cash / Cash Equivalents: 5% - 30%

Fees & Transactions

Fees & Charges
Sales Charge	0.00%
Redemption Fee	1%
Switching Fee	None (except for switching to Equity or Balanced Funds which will attract a fee equivalent to 50% (or such lower rate as determined by the Manager))
Free Switches Yearly	N/A
Annual Management Fee	1%
Management Expense Ratio (MER)	1.13%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM100
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	3.10%
6 Month Return	4.48%
1 Year Return	9.16%
3 Year Return	13.85%
5 Year Return	4.69%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.