RHB GOLDEN LIFE TODAY

Overview

Objective

To provide retired investors or investors who are retiring in the very near future a steady income stream in planning for their financial needs upon retirement.

Financial Year End: February 28.
Distribution policy: Annually, if any, during the financial year.

Investor Profile

Suitable for retired investors or investors who are retiring in the near future. Conservative

Strategy

The RHB Golden Life Today will place more emphasis on fixed income securities given that it is a bond fund. The asset allocation for each asset class of RHB Golden Life Today is as follows:-

• 80% - 100% Investments in fixed income securities
• 0% - 20% Investments in securities of companies that have a track record of earnings growth and dividend payments.

Given that the rebalancing exercise and asset allocation process is dynamic, the Investment Manager will employ a dynamic and active investment strategy.

Fees & Transactions

Fees & Charges
Sales Charge	0.75%
Redemption Fee	N/A
Switching Fee	Switching from GL Today into GL2010, GL2020 and GL2030 will attract a fee equivalent to 50% (or such rate as determined by the Manager) of the Sales Charge of GL2010, GL2020 and GL2030
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.47%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: N/A Additional: N/A
Account Balance	N/A
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	1.92%
6 Month Return	2.08%
1 Year Return	-1.41%
3 Year Return	15.56%
5 Year Return	32.99%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.