RHB DYNAMIC FUND

Overview

Objective

To provide investors with regular income and capital gain at an acceptable level of risk by investing primarily in Malaysian public listed companies with steady and good growth potential.

Financial Year End: December 31
Distribution policy: Annually, if any, at the end of the financial year.

Investor Profile

Suitable for investors who:-

• want a professionally managed portfolio of shares and fixed income securities;
• have a medium to long term investment horizon of 3 to 5 years or more;
• want to achieve regular income and capital gain at an acceptable level of risk; and
• want to invest in shares but do not have the time to manage their own portfolio.

Strategy

RHB Dynamic Fund seeks regular income and capital gain. To pursue this goal, the Fund invests primarily in Malaysian public listed companies with steady income and good growth potential. In analyzing companies, the Investment Manager looks for businesses that demonstrate leadership in their respective sector with strong growth potential coupled with consistent dividend policy.
The Investment Manager uses conservative valuation parameters, focusing on several key numbers with respect to the company's historical price level and relative value to its peer universe. These numbers include price/earnings multiple of the company's historical price levels and relative value to its peer universe. These numbers include price/earnings multiple of the company, earnings growth rates, relative price earnings to growth, dividend yield, cashflow, balance sheet strength quality of management, return on assets and return on investments, among others. Quarterly earnings expectations and results are carefully followed, and the Fund's portfolio manager's investment strategy could differ if key macro and micro factors materially changes.
In addition to those describe above, the Fund may invest in fixed income securities to preserve the value of the Fund under volatile market conditions. Accordingly, the minimum equities holding would also be reduced to 70% of the NAV of the Fund.
Asset Allocation:

• Equity Investments: 70% - 905
• Fixed Income Securities / Cash: 10% - 30%

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.65%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM10
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	3.99%
6 Month Return	-4.22%
1 Year Return	-6.42%
3 Year Return	66.81%
5 Year Return	29.98%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.