RHB GOLDEN LIFE 2020

Overview

Objective

To provide investors planning to retire in the year 2020, a wealth accumulation vehicle for meeting their financial needs upon retirements.

The GL 2020 is designed to produce total return for investors planning to retire around the year 2020. As the year 2020 approaches, this portfolio will increasinly resemble GL Today. GL 2020 will on its maturity date be automatically terminated and merged into GL Today.

Financial Year End: February 28.
Distribution policy: Incidental, if any, at the end of the financial year.

Investor Profile

Suitable for investors who are planning to retire around the year 2020.

Strategy

This fund will invest in Malaysian equities and fixed income securities in accordance with an asset allocation that will become increasing conservative as the year 2020 approaches. The asset allocation for each asset class is as follows:-

• 30% - 60% Investments in fixed income securities
• 40% - 70% Investments in securities of companies that have high growth potential.

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.88%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: N/A Additional: N/A
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	5.91%
6 Month Return	-0.22%
1 Year Return	-4.34%
3 Year Return	55.61%
5 Year Return	68.75%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.