RHB MUDHARABAH

Overview

Objective

To provide a balanced mix of income and potential for capital growth by investing in stocks listed on the KLSE or on any other stock exchanges, unlisted stocks and Islamic debt securities and other non-interest bearing assets acceptable under principles of Syariah. The Fund's activities shall be conducted strictly in accordance with the requirement of the Syariah principles and shall be monitored by the Syariah Panel of the Fund.

Financial Year End: February 28
Distribution policy: Annually, if any, at the end of the financial year.

Investor Profile

Suitable for investors who:-

• want an investment that complies with the principles of Syariah;
• want a professionally managed portfolio that provides both income and capital growth; and
• want to invest in shares but do not have the time to manage their own portfolio.

Strategy

RHB Mudharabah fund is geared towards investors who look for Syariah based investments that provide a mixture of safety, income, and capital appreciation. The Fund's objective is to achieve returns from the bond income stream, the dividend, as well as capital appreciation. The adjustment of asset allocation between equity and fixed income securities are formulated based on the economic analysis and valuations of securities.
Equity investments of the Fund are limited to those in the SC's Syariah list which is updated and published twice a year. These investments generally focus on companies that have healthy prospective earnings growth, reasonable valuations and preferably yielding dividend that are superior to the fixed deposit rates.
For fixed income, the Fund seeks investments amongst the Syariah principled fixed income papers that are of investment grade. The investments will be a duration led strategy depending on the yield curve movement.
Asset Allocation:

• Equity Investments: 40% - 60%
• Fixed Income Securities / Cash: 40% - 60%

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.65%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM10
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	9.06%
6 Month Return	2.24%
1 Year Return	-4.16%
3 Year Return	34.08%
5 Year Return	33.08%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.