RHB INCOME FUND

Overview

Objective

To provide investors with income distribution every six months and medium to long term capital growth.

Financial Year End: April 30
Distribution policy: Annually, if any, during the financial year.

Investor Profile

Suitable for investors whose primary investment requirement is income

Strategy

RHB Income Fund seeks a high and stable rate of current income, consistent with long term preservation of capital. A secondary objective is to take advantage of opportunities to realize capital appreciation.
The Fund invests in a diversified portfolio consisting primarily of high quality stocks and fixed income securities, with an emphasis on bonds to reduce Fund volatility. The Investment Manager invests primarily in stocks of well-established companies and debt securities that have medium to long term maturities, which are of investment grades by a nationally recognised agency. Typically, the Fund would invest 70% in fixed interest securities and 30% in high dividend yield stocks.
Asset Allocation:

• Equity Investments: 20% - 40%
• Fixed Income Securities / Cash: 60% - 80%

Fees & Transactions

Fees & Charges
Sales Charge	3.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.81%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM10
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	5.87%
6 Month Return	0.13%
1 Year Return	-4.64%
3 Year Return	25.82%
5 Year Return	17.75%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.