RHB CASH MANAGEMENT FUND

Overview

Objective

To provide liquidity and regular income for investors through investments primarily in the money market.

Initial Offer: RM1.00 per unit.
Financial Year End: 31 July.

Distribution Policy: Income is calculated daily and paid monthly, depending on the level of income (if any) the Fund generates. Any accumulated income derived from the distribution shall be automatically reinvested into additional units of the Fund at monthly intervals.

RHB ISLAMIC CASH MANAGEMENT FUND

Overview

Objective

The Fund aims to provide liquidity and a regular stream of income by investing in Shariah compliant money market instruments.

Initial Offer Period: 21 days from 30th June 2008 at RM1.00 per unit.
Financial Year End: 30 November.
Distribution policy: Monthly, if any and reinvesting into additional units, unless specific request for physical distribution via cheques.

RHB ASIA PASIFIC MAQASID FUND

Overview

Objective

The Fund’s objective is to invest in Shariah compliant securities in line with the “Maqasid” principle of Islam.  Maqasid means “goals” or “objectives” and in Islamic context, it can refer to the purpose of Islamic faith and part of Maqasid’s goal is preserving public good (Maslahah), whereby it looks at the public interest and welfare as a whole.

Initial Offer Period: 21 days commencing from Feb 22, 2010 at RM0.50 per unit.
Financial Year End: March 15
Distribution Policy: Distribution (if any) will be paid annually.

RHB-GS BRIC EQUITY FUND

Overview

Objective

The Fund’s objective is to seek to achieve long-term capital appreciation through investment in a
collective investment scheme, which invests primarily in securities of Brazilian, Russian, Indian and Chinese companies.

Note: Any material changes to the objective of the Fund require the Unit Holder’s approval.

Initial Offer Period: 21 days from 11th Jan 2011 to 31st Jan 2011 at RM0.50 per unit.
Distribution Policy: Not expected to make any distribution.
Performance Benchmark: MSCI BRIC

RHB-GS US EQUITY FUND

Overview

Objective

The Fund’s objective is to seek to achieve long-term capital appreciation through investment in a collective investment scheme, which invests primarily in securities of United States of America companies.

Initial Offer Period: The period of not more than 21 days commencing from the date of this Prospectus or the launch date of the Fund, whichever is later at RM0.50 per unit.

Performance Benchmark: S&P Index.

Investor Profile

Suitable for investors who are looking for equity investments that are focused in the United States of America markets.

RHB GLOBAL MULTI MANAGER FUND

Overview

Objective

The Fund's investment objective is to provide investors with long-term growth of capital with reduced levels of risk through a highly diversified international growth and income portfolio based on a global multi manager approach.

Initial Offer Period commencing 23rd August to 12th Sept 2007 at RM0.50 per unit.
Financial Year End: 31st July
Distribution Policy: Incidental, if any, at the end of the financial year.

Investor Profile

Suitable for investors:

• with a moderate risk profile
• looking at investing in a globally well diversified portfolio.

Strategy

The Fund is a Fund-of-funds where at least 95% of the Fund's NAV will be invested in other collective investment schemes and up to 5% in liquid assets.

The Manager will decide on the asset allocation and appropriate Target Funds to invest in to build a well-diversified portfolio of funds. The Fund will invest in collective investment schemes in a range of asset classes i.e. equities, fixed income securities and money market instruments.

The Fund will be invested in a minimum of five (5) collective investment schemes at all times, with a maximum exposure of 30% of the Fund's NAV in any one (1) collective investment scheme.

Asset Allocation:

• 95% - 100% in other Collective Investment Schemes;
• 0% - 5% in cash or cash equivalent.

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.8%
Management Expense Ratio (MER)	0.95%

Transactions (Minimum)
Investment	Initial: RM1,000 Additional: RM100
Regular Investment	Initial: RM1,000 Additional: RM100
Account Balance	2,000 units
Switching	1,000 units

Investment Return

Investment Return as at 2012-02-02
3 Month Return	2.63%
6 Month Return	-1.24%
1 Year Return	-1.34%
3 Year Return	32.84%
5 Year Return
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB GLOBAL THEMES FUND

Overview

Objective

To provide investors with long-term growth of capital through a diversified international portfolio investing in marketable securities, primarily equity securities, including common stocks, preferred stocks, warrants and debt securities convertible into common stocks.

Initial Offer Period from 5th - 25th Jan 2007 at RM0.50 per unit.

Financial Year End: December 31
Distribution Policy: Incidental, if any, at the end of the financial year.

Investor Profile

Suitable for investors with a moderate risk profile.

Strategy

The Fund will invest principally in the DWS Global Themes Equity Fund.

When the investment in the DWS Global Themes Equity Fund (a fund domiciled in Singapore which had been launched on 24 July 2006 and which invests globally in equities) does not meet the objectives of the Fund, the Manager may choose to replace it with other collective scheme with similar objectives, subject to the approval from SC (Securities Commission).

Asset allocation:

• 95% - 99% of the NAV of the Fund in DWS Global Themes Equity Fund.
• Minimum 1% of the NAV of the Fund in cash or cash equivalent.

Fees & Transactions

Fees & Charges
Sales Charge	5.25%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.8%
Management Expense Ratio (MER)	1.18%

Transactions (Minimum)
Investment	Initial: RM2,000 Additional: RM100
Regular Investment	Initial: RM2,000 Additional: RM100
Account Balance	100 units
Switching	100 units

Investment Return

Investment Return as at 2012-02-02
3 Month Return	3.08%
6 Month Return	-2.31%
1 Year Return	-10.11%
3 Year Return	31.79%
5 Year Return	-32.56%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB DIVIDEND VALUED EQUITY FUND

Overview

Objective

The aim of the Fund is to provide total returns primarily through investment in equity and equity-related securities of companies which offer attractive yields and sustainable dividend payments.

Financial Year End: May 31.
Distribution policy: Annually, if any, during the financial year.

Investor Profile

Suitable for investors who want capital growth as well as income and are willing to accept short term fluctuations in capital values.

Strategy

The Investment Manager will invest in companies that offer higher expected dividend yields compared to other companies in the market and whose cash-flow generated by business and management activities are expected to support such dividend payments. The Investment Manager therefore seeks to identify and invest in companies that focus on shareholder value in the form of sustainable dividend returns combined with the prospect for capital growth.

The Fund will invest abroad (up to 70% of its NAV) in equity and equity-related securities issued by companies in the Asia region and listed on established stock exchange in Asia. Such countries include Singapore, Thailand, Indonesia, Philippines, Hong Kong, Korea and Taiwan. The Fund may, if it deems fit and subject to SC's approval, invest in countries such as China and India or within other regions, e.g. Australia.

The asset allocation is as follows, and it will be reviewed from time to time depending on the judgement of the Investment Manager as to the general market and economic conditions:-

• Equity and equity-related securities: 70% - 98%
• Fixed income securities/cash: 2% - 30%

Fees & Transactions

Fees & Charges
Sales Charge	5.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	2.1%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM10
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-02
3 Month Return	2.50%
6 Month Return	-10.34%
1 Year Return	-21.36%
3 Year Return	22.63%
5 Year Return	-11.96%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB MALAYSIA DIVA FUND

Overview

Objective

To attain high capital growth by investing in stocks and sectors which are undervalued and have good potential of recovery for long term capital gain.

Financial Year End: March 31
Distribution policy: Annually, if any, during the financial year.

This Fund was formerly known as RHB Malaysia Recovery Fund.

Investor Profile

Suitable for investors with long term horizon and a tolerance for risk and fluctuations in investment value.

Strategy

The main objective of the Investment Policy is to implement a plan of action to achieve the highest probability of investment return from the Fund's portfolios of securities. The Investment Policy takes into consideration the direct correlation between risk and return for any investment alternative.

Asset Allocation:

• 75% - 95% in Equity Investments.
• 5% - 25% in Fixed Income Securities / Cash.

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.98%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: N/A Additional: N/A
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	8.16%
6 Month Return	1.04%
1 Year Return	-4.55%
3 Year Return	46.56%
5 Year Return	13.97%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB GOLDEN LIFE 2030

Overview

Objective

To provide investors planning to retire in the year 2030, a wealth accumulation vehicle for meeting their financial needs upon retirement.

As the year 2030 approaches, this portfolio will increasingly resemble GL Today. GL 2030 will on its maturity date be automatically terminated and merged into GL Today.

Financial Year End: February 28.
Distribution policy: Incidental, if any, at the end of the financial year.

Investor Profile

Suitable for investors who are planning to retire around the year 2030.

Strategy

The GL 2030 will invest in Malaysian equities and fixed income securities in accordance with an asset allocation that will become increasingly conservative as the year 2030 approaches.

The asset allocation for each asset class is as follows: -

• 0% - 30% Investments in fixed income securities.
• 70% - 100% Investments in securities of companies that have high growth potential.

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	2.2%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: N/A Additional: N/A
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	9.27%
6 Month Return	0.98%
1 Year Return	-3.54%
3 Year Return	70.11%
5 Year Return	77.87%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB GOLDEN LIFE 2020

Overview

Objective

To provide investors planning to retire in the year 2020, a wealth accumulation vehicle for meeting their financial needs upon retirements.

The GL 2020 is designed to produce total return for investors planning to retire around the year 2020. As the year 2020 approaches, this portfolio will increasinly resemble GL Today. GL 2020 will on its maturity date be automatically terminated and merged into GL Today.

Financial Year End: February 28.
Distribution policy: Incidental, if any, at the end of the financial year.

Investor Profile

Suitable for investors who are planning to retire around the year 2020.

Strategy

This fund will invest in Malaysian equities and fixed income securities in accordance with an asset allocation that will become increasing conservative as the year 2020 approaches. The asset allocation for each asset class is as follows:-

• 30% - 60% Investments in fixed income securities
• 40% - 70% Investments in securities of companies that have high growth potential.

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.88%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: N/A Additional: N/A
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	5.91%
6 Month Return	-0.22%
1 Year Return	-4.34%
3 Year Return	55.61%
5 Year Return	68.75%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB GOLDEN LIFE TODAY

Overview

Objective

To provide retired investors or investors who are retiring in the very near future a steady income stream in planning for their financial needs upon retirement.

Financial Year End: February 28.
Distribution policy: Annually, if any, during the financial year.

Investor Profile

Suitable for retired investors or investors who are retiring in the near future. Conservative

Strategy

The RHB Golden Life Today will place more emphasis on fixed income securities given that it is a bond fund. The asset allocation for each asset class of RHB Golden Life Today is as follows:-

• 80% - 100% Investments in fixed income securities
• 0% - 20% Investments in securities of companies that have a track record of earnings growth and dividend payments.

Given that the rebalancing exercise and asset allocation process is dynamic, the Investment Manager will employ a dynamic and active investment strategy.

Fees & Transactions

Fees & Charges
Sales Charge	0.75%
Redemption Fee	N/A
Switching Fee	Switching from GL Today into GL2010, GL2020 and GL2030 will attract a fee equivalent to 50% (or such rate as determined by the Manager) of the Sales Charge of GL2010, GL2020 and GL2030
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.47%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: N/A Additional: N/A
Account Balance	N/A
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	1.92%
6 Month Return	2.08%
1 Year Return	-1.41%
3 Year Return	15.56%
5 Year Return	32.99%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB ISLAMIC GROWTH FUND

Overview

Objective

To achieve long term growth by mainly investing in public listed companies with growth potential, Islamic Debt Securities and other securities acceptable under the Syariah principles.

Financial Year End: January 31.
Distribution policy: Incidental, if any, at the end of the financial year.

Investor Profile

Suitable for investors who prefer higher capital growth investments acceptable under the Syariah principles.

Strategy

RHB Islamic Growth Fund is geared towards investors who look for Syariah compliant instruments that provide long term capital appreciation. The Fund will be mainly investing in public listed companies with growth potential, Islamic Debt Securities and other securities acceptable under that Syariah principles.
Selection of equity investments of the Fund will be in line with those in the SC's Syariah list which is updated and published twice a year. The Investment Manager utilises a strategy that seeks attractively priced companies in undervalued sectors, or in sectors that have strong upward stock price momentum by seeking businesses that demonstrate strong increase in earnings per share and continue to strengthen their fundamental capabilities and competitive positions, amongst other.
The Fund may invest in fixed income securities to preserve the value of the Fund under volatile market conditions. For fixed income securities, the Fund seeks investments amongst the Syariah compliant fixed income papers that are of investment grades. Thus, the equities holding would also be reduced to a minimum of 65% of the NAV.
Asset Allocation:

• Equity Investments: 65% - 95%
• Islamic Debt Securities / Cash: 5% - 35%

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.69%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM10
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	9.31%
6 Month Return	-3.20%
1 Year Return	-1.50%
3 Year Return	62.49%
5 Year Return	40.84%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB ISLAMIC BOND FUND

Overview

Objective

To provide regular income to investors through investments in Islamic debt securities and bonds which are acceptable investment under the principles of Syariah.

Financial Year End: September 30
Distribution policy: Annually, if any, during the financial year.

Investor Profile

Suitable for investors who:-

• are risk adverse;
• want an investment that complies with the principles of Syariah;
• want to have regular income from their investment;
• want a professionally managed portfolio of Islamic debt securities and bonds; and
• require higher returns than Islamic fixed deposits at an acceptable level of risk.

Strategy

The Fund will invest in Islamic fixed income securities only. Investment must carry a minimum long term credit rating of BBB and above or a minimum short term rating of P3 as assigned by RAM or its equivalent.
To contain credit risk, the Investment Manager will ensure that the diversification of credit rating (and duration standing) in the bond portfolio mitigate the overall risk position of the portfolio.
Asset Allocation:

• Fixed Income Securities / Cash: 70% - 95%
• Cash / Cash Equivalents: 5% - 20%

Fees & Transactions

Fees & Charges
Sales Charge	0.00%
Redemption Fee	1% (Exit on or before first year.)
Switching Fee	None (Switching to Equity/Balanced funds will attract a fee equivalent to 50% of Sales Charge.)
Free Switches Yearly	N/A
Annual Management Fee	0%
Management Expense Ratio (MER)	1.13%

RHB INCOME FUND

Overview

Objective

To provide investors with income distribution every six months and medium to long term capital growth.

Financial Year End: April 30
Distribution policy: Annually, if any, during the financial year.

Investor Profile

Suitable for investors whose primary investment requirement is income

Strategy

RHB Income Fund seeks a high and stable rate of current income, consistent with long term preservation of capital. A secondary objective is to take advantage of opportunities to realize capital appreciation.
The Fund invests in a diversified portfolio consisting primarily of high quality stocks and fixed income securities, with an emphasis on bonds to reduce Fund volatility. The Investment Manager invests primarily in stocks of well-established companies and debt securities that have medium to long term maturities, which are of investment grades by a nationally recognised agency. Typically, the Fund would invest 70% in fixed interest securities and 30% in high dividend yield stocks.
Asset Allocation:

• Equity Investments: 20% - 40%
• Fixed Income Securities / Cash: 60% - 80%

Fees & Transactions

Fees & Charges
Sales Charge	3.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.81%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM10
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	5.87%
6 Month Return	0.13%
1 Year Return	-4.64%
3 Year Return	25.82%
5 Year Return	17.75%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB DYNAMIC FUND

Overview

Objective

To provide investors with regular income and capital gain at an acceptable level of risk by investing primarily in Malaysian public listed companies with steady and good growth potential.

Financial Year End: December 31
Distribution policy: Annually, if any, at the end of the financial year.

Investor Profile

Suitable for investors who:-

• want a professionally managed portfolio of shares and fixed income securities;
• have a medium to long term investment horizon of 3 to 5 years or more;
• want to achieve regular income and capital gain at an acceptable level of risk; and
• want to invest in shares but do not have the time to manage their own portfolio.

Strategy

RHB Dynamic Fund seeks regular income and capital gain. To pursue this goal, the Fund invests primarily in Malaysian public listed companies with steady income and good growth potential. In analyzing companies, the Investment Manager looks for businesses that demonstrate leadership in their respective sector with strong growth potential coupled with consistent dividend policy.
The Investment Manager uses conservative valuation parameters, focusing on several key numbers with respect to the company's historical price level and relative value to its peer universe. These numbers include price/earnings multiple of the company's historical price levels and relative value to its peer universe. These numbers include price/earnings multiple of the company, earnings growth rates, relative price earnings to growth, dividend yield, cashflow, balance sheet strength quality of management, return on assets and return on investments, among others. Quarterly earnings expectations and results are carefully followed, and the Fund's portfolio manager's investment strategy could differ if key macro and micro factors materially changes.
In addition to those describe above, the Fund may invest in fixed income securities to preserve the value of the Fund under volatile market conditions. Accordingly, the minimum equities holding would also be reduced to 70% of the NAV of the Fund.
Asset Allocation:

• Equity Investments: 70% - 905
• Fixed Income Securities / Cash: 10% - 30%

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.65%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM10
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	3.99%
6 Month Return	-4.22%
1 Year Return	-6.42%
3 Year Return	66.81%
5 Year Return	29.98%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB CAPITAL FUND

Overview

Objective

To achieve long term growth through capital appreciation with all income including profits on realisation of investments being automatically reinvested for its compounding effect.

Financial Year End: April 30
Distribution policy: Annually, if any, at the end of the financial year.

Investor Profile

Suitable for investors who:-

• want a professionally managed portfolio of shares and fixed income securities;
• have a medium to long term investment horizon of 3 to 5 years or more;
• want to achieve potential capital growth (accumulation) at an acceptable level of risk; and
• want to invest in shares but do not have the time to manage their own portfolio.

Strategy

RHB Capital Fund seeks long term capital appreciation. To pursue this goal, the Fund invests primarily in Malaysian public listed companies with strong growth potential. The Investment Manager utilizes a strategy that seeks attractively priced companies with strong growth potential. The Investment Manager utilizes a strategy that seeks attractively priced companies in undervalued sectors, or in sectors that have strong upward stock price momentum by seeking businesses that demonstrate strong increase in earnings per share and continue to strengthen their fundamental capabilities and competitive positions, amongst other.
The Investment Manager uses various valuation parameters to determine the relative value to the company compare to its peer universe. These numbers include price/earnings multiple of the company, earnings growth rates, relative price earnings to growth, cashflow, balance sheet strength, quality of management, relative positioning of the company in the industry which it operates, return on equity, return on assets and return on investments, among others. Quarterly earnings expectations and results are carefully followed, and the Fund's portfolio manager's investment strategy could differ if any of the key macro and micro factors materially changes.
In addition to those described above, the Fund may invest in fixed income securities to preserve the value of the Fund under volatile market conditions. Accordingly, the minimum equities holding would also be reduced to 70% of the NAV of the Fund.
Asset Allocation:

• Equity Investments : 70% - 90%
• Fixed Income Securities / Cash: 10% - 30%

Fees & Transactions

Fees & Charges
Sales Charge	6.00%
Redemption Fee	None
Switching Fee	None
Free Switches Yearly	N/A
Annual Management Fee	1.5%
Management Expense Ratio (MER)	1.59%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM10
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	6.89%
6 Month Return	-1.04%
1 Year Return	-3.45%
3 Year Return	76.06%
5 Year Return	37.21%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB BOND FUND

Overview

Objective

To provide investor with higher than average income returns compared to fixed deposits over the medium to long term through investments in bonds and other fixed income securities with minimum risk to capital invested.

Financial Year End: September 30
Distribution policy: Annually, if any, during the financial year.

Investor Profile

Suitable for investors who:-

• are risk adverse;
• want to protect the purchasing power of their wealth against inflation
• want to enjoy a relatively more predictable income on a yearly basis
• want to diversify their overall investment portfolio by including bonds as an asset class.

Strategy

The Fund will invest in quality fixed income securities which carry a minimum long term credit rating of approved investment grades assigned by RAM or its equivalent. The Fund will be managed to achieve adequate diversification with portfolio duration of 3 to 4 years.
The Investment Manager may also take temporary defensive measures that may be inconsistent with the Fund's principal strategy in attempting to respond to adverse market conditions, economics, political or any other conditions which the Investment Manager deem detrimental to the Fund.
Asset Allocation:

• Fixed Income Securities / Cash: 70% - 95%
• Cash / Cash Equivalents: 5% - 30%

Fees & Transactions

Fees & Charges
Sales Charge	0.00%
Redemption Fee	1%
Switching Fee	None (except for switching to Equity or Balanced Funds which will attract a fee equivalent to 50% (or such lower rate as determined by the Manager))
Free Switches Yearly	N/A
Annual Management Fee	1%
Management Expense Ratio (MER)	1.13%

Transactions (Minimum)
Investment	Initial: RM100 Additional: RM10
Regular Investment	Initial: RM100 Additional: RM100
Account Balance	100 units
Switching	None

Investment Return

Investment Return as at 2012-02-03
3 Month Return	3.10%
6 Month Return	4.48%
1 Year Return	9.16%
3 Year Return	13.85%
5 Year Return	4.69%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

RHB MUDHARABAH

Overview

Objective

To provide a balanced mix of income and potential for capital growth by investing in stocks listed on the KLSE or on any other stock exchanges, unlisted stocks and Islamic debt securities and other non-interest bearing assets acceptable under principles of Syariah. The Fund's activities shall be conducted strictly in accordance with the requirement of the Syariah principles and shall be monitored by the Syariah Panel of the Fund.

Financial Year End: February 28
Distribution policy: Annually, if any, at the end of the financial year.

Intro

Many of us did not know that the silent financial dream killer is the inflation. Let’s us prepare & plan our financial security!
ALL ABOUT UNIT TRUST INVESTMENT
In the future, it is hard for us to achieve our financial goals with the unpredict-able market and rising cost of living, the conventional way of savings alone may not be able to help you to reach your financial goal.